Category Archives: Financing & Mortgage Info

Strategic Default: Is It a Good Decision?

Posted on May 4, 2012 by

Strategic defaulting, as opposed to economic defaulting, is the practice of homeowners voluntarily ceasing to pay the mortgage on their Magnolia TX real estate even though they have the financial ability to make the payments—and it is on the rise. This increase … Continue reading →

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Do You Qualify For A Mortgage For Your Magnolia TX Real Estate?

Posted on April 5, 2012 by

Although the housing market has been unpredictable in recent months, the existence of a seller’s market and the availability of low interest rates are providing incentives for potential buyers.  However, obtaining a mortgage, especially one which is attractive to you, … Continue reading →

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Reducing the Role Of Fannie Mae and Freddie Mac!

Posted on March 4, 2012 by

The regulator for Fannie Mae and Freddie Mac is attempting to gradually shrink the two housing-finance giants and create a new market for mortgage-backed securities to help the private sector buying Magnolia TX real estate.  Recently, the Federal Housing Finance Agency proposed replacing … Continue reading →

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Food For Thought For Owners Of A Magnolia TX Home

Posted on February 17, 2012 by

Given the lengthy and heated debate going on about the country’s debt, this may well be a good time to think about your personal debt philosophy and/or situation.   While it’s almost impossible to live debt-free, it is important that we … Continue reading →

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Magnolia TX Mortgage Interest Deduction: To Be Or Not To Be?

Posted on October 28, 2011 by

Actually, the choice might not be yours much longer. The mortgage-interest deduction may be your favorite tax break, but be aware that it has some impressive enemies.  For years the government has allowed homeowners to lower tax bills by deducting … Continue reading →

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Cash-In On Your Magnolia TX Real Estate

Posted on September 29, 2011 by

During the housing boom millions of Americans were taking advantage of “cash-out” refinancing to pay for home improvements, cars, boats, etc. In today’s economy, however, money is flowing in the opposite direction, and “cash-in” refis, where homeowners bring money to … Continue reading →

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Need a Mortgage for Your Magnolia TX Real Estate? Here’s How to Get One

Posted on August 26, 2011 by

Although the housing market has been unpredictable in recent months, the existence of a seller’s market and the availability of low interest rates are providing incentives for potential buyers. Obtaining a mortgage, especially one which is attractive to you, is … Continue reading →

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Getting A Mortgage For Your Magnolia TX Real Estate

Posted on July 22, 2011 by

Although the housing market has been unpredictable in recent months, the existence of a seller’s market and the availability of low interest rates are providing incentives for potential buyers. Obtaining a mortgage, especially one which is attractive to you, is … Continue reading →

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Why Consider a Short Sale If Your Magnolia TX Home Is No Longer Affordable

Posted on June 3, 2011 by

Because more than 5 million households are behind on their mortgages, two commonly heard, and sometimes confusing, terms are short sale and foreclosure. This article will define and explain a short sale. Part 2 will examine the foreclosure process, and … Continue reading →

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Tips To Improve Your Credit Score When Buying A Magnolia Texas Home

Posted on April 16, 2011 by

Your credit score is a number that helps lenders predict how likely you are to make your payments on time. This score affects your ability to obtain credit and helps determine what you pay for credit cards, auto loans, and … Continue reading →

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